158 stories
Market update · 1 month ago
Toronto market update: how the city's housing market actually works
Toronto is really several markets at once - downtown condos, midtown semis and suburban detached homes each move on their own timeline.
Doorvia Research · September 11, 2026
Pre-construction · 1 month ago
Pre-construction in downtown Toronto: what to check before you buy
Dense high-rise sites, small suite sizes and long build timelines define the downtown pre-construction market.
Doorvia Guides · September 10, 2026
Buying guide · 1 month ago
Toronto's municipal land transfer tax: the second bill buyers forget
Buying inside the City of Toronto means paying a municipal land transfer tax on top of the provincial one.
Doorvia Guides · September 10, 2026
Market update · 1 month ago
Market update: how interest rate changes actually reach house prices
Policy rate decisions move variable mortgages immediately and fixed mortgages through the bond market - with a lag before prices react.
Doorvia Research · September 9, 2026
Pre-construction · 1 month ago
How pre-construction deposit schedules work
Deposits are paid in stages over months or years, commonly totalling 15 to 20 per cent before occupancy.
Doorvia Guides · September 8, 2026
Market update · 1 month ago
Ottawa market update: why the capital moves more slowly than the GTA
Federal employment, defence and technology jobs give Ottawa steadier demand and shallower swings than Toronto or Hamilton.
Doorvia Research · September 8, 2026
Pre-construction · 1 month ago
Pre-construction in midtown Toronto and Yonge-Eglinton
Transit investment reshaped midtown, and new towers now sit beside long-established low-rise neighbourhoods.
Doorvia Guides · September 7, 2026
Market update · 1 month ago
Market update: Ontario's housing market has a predictable calendar
Spring brings listings, summer slows, autumn produces serious buyers and December is the quietest month of the year.
Doorvia Research · September 7, 2026
Buying guide · 1 month ago
First-time buyer land transfer tax rebates in Ontario and Toronto
Eligible first-time buyers can claim up to $4,000 provincially and up to $4,475 more in Toronto.
Doorvia Guides · September 6, 2026
Pre-construction · 1 month ago
Interim occupancy: living in your condo before you own it
Between move-in and registration you pay an occupancy fee that does not reduce your mortgage principal.
Doorvia Guides · September 5, 2026
Market update · 1 month ago
Hamilton market update: above and below the escarpment
Hamilton's escarpment splits the city into two very different housing markets, and the split shows up in price, style and buyer type.
Doorvia Research · September 5, 2026
Pre-construction · 1 month ago
Pre-construction in North York
The Yonge corridor from Sheppard to Finch has become one of Toronto's largest new-condo districts.
Doorvia Guides · September 4, 2026
Buying guide · 1 month ago
Ontario first-time buyer rebates explained
Land transfer tax rebates in Ontario and Toronto can save first-time buyers thousands at closing. Here is how they work.
Doorvia · September 4, 2026
Buying guide · 1 month ago
The First Home Savings Account, explained for Ontario buyers
An FHSA gives you a tax deduction going in and tax-free growth and withdrawals coming out - the best of both registered accounts.
Doorvia Guides · September 3, 2026
Pre-construction · 1 month ago
Occupancy closing and final closing: two very different days
Your mortgage begins at final closing, when the condominium is registered and title transfers to you.
Doorvia Guides · September 2, 2026
Market update · 1 month ago
Mississauga market update: a suburb built around several downtowns
Square One, Port Credit, Streetsville and Erin Mills each behave like their own market inside Mississauga.
Doorvia Research · September 2, 2026
Pre-construction · 1 month ago
Pre-construction in Scarborough
Larger sites and lower land costs mean bigger suites and mid-rise options across Scarborough.
Doorvia Guides · September 1, 2026
Buying guide · 1 month ago
Using the RRSP Home Buyers' Plan for your down payment
The Home Buyers' Plan lets eligible first-time buyers withdraw from an RRSP tax-free, then repay it over time.
Doorvia Guides · September 1, 2026
Market update · 1 month ago
Market update: why condo fees are rising across Ontario
Insurance, utilities, labour costs and reserve fund requirements are pushing maintenance fees up in buildings of every age.
Doorvia Research · August 31, 2026
Pre-construction · 2 months ago
Tarion new home warranty: the one, two and seven year coverage
Ontario new homes carry a statutory warranty covering defects for one year, key systems for two and structure for seven.
Doorvia Guides · August 30, 2026
Market update · 2 months ago
Brampton market update: large households and multi-generational demand
Brampton's market is shaped by big family homes, legal second units and one of the youngest populations in Ontario.
Doorvia Research · August 30, 2026
Pre-construction · 2 months ago
Pre-construction in Etobicoke
Humber Bay Shores, Islington Village and the Kipling area anchor Etobicoke's new-build market.
Doorvia Guides · August 29, 2026
Buying guide · 2 months ago
The mortgage stress test: what you actually have to qualify at
Lenders qualify you at the greater of your contract rate plus two percentage points or 5.25 per cent.
Doorvia Guides · August 29, 2026
Pre-construction · 2 months ago
Check your builder's licence before you sign
Ontario builders and vendors of new homes must be licensed by the HCRA, and its public register shows their record.
Doorvia Guides · August 27, 2026
Market update · 2 months ago
Kitchener-Waterloo market update: the tech corridor effect
Two universities, a large college and a dense technology sector make Waterloo Region one of Ontario's most rental-heavy markets.
Doorvia Research · August 27, 2026
Pre-construction · 2 months ago
Pre-construction in Mississauga
Square One, Port Credit and the Hurontario corridor drive most of Mississauga's new-condo supply.
Doorvia Guides · August 26, 2026
Buying guide · 2 months ago
Minimum down payment rules in Canada, tier by tier
Five per cent applies to the first $500,000, ten per cent on the portion up to $1.5 million, and twenty per cent above that.
Doorvia Guides · August 26, 2026
Market update · 2 months ago
Market update: how Ontario property taxes are calculated and why they differ
Your bill is the municipal rate applied to MPAC's assessed value - which is why two similar homes can pay very different amounts.
Doorvia Research · August 25, 2026
Pre-construction · 2 months ago
When the builder delays: closing dates and compensation
Ontario's warranty includes compensation for delayed occupancy when the builder does not follow the required notice rules.
Doorvia Guides · August 24, 2026
Market update · 2 months ago
London market update: a university city with room to build
London combines Western University demand, a large hospital sector and more developable land than most Ontario cities its size.
Doorvia Research · August 24, 2026
Pre-construction · 2 months ago
Pre-construction in Vaughan
The Vaughan Metropolitan Centre is building a downtown from scratch, one tower at a time.
Doorvia Guides · August 23, 2026
Buying guide · 2 months ago
Mortgage default insurance: what the premium buys and what it costs
With less than twenty per cent down, insurance protects the lender - and the premium is usually added to your mortgage.
Doorvia Guides · August 23, 2026
Pre-construction · 2 months ago
Pre-construction or resale: choosing in a slower market
Deposit structures, occupancy fees and closing timelines all change the math. A plain comparison for Ontario buyers.
Doorvia · August 23, 2026
Pre-construction · 2 months ago
The pre-delivery inspection: your one recorded walkthrough
Everything you want fixed under warranty should appear on the PDI form, in writing, before you take keys.
Doorvia Guides · August 21, 2026
Market update · 2 months ago
Windsor market update: manufacturing, the border and new investment
Windsor's market tracks the auto sector, the Gordie Howe International Bridge and battery-plant investment in the region.
Doorvia Research · August 21, 2026
Pre-construction · 2 months ago
Pre-construction in Brampton
New towns, semis and mid-rise projects target families rather than investors in Brampton.
Doorvia Guides · August 20, 2026
Buying guide · 2 months ago
Fixed or variable: how to choose your mortgage rate type
Fixed rates buy certainty and carry higher penalties; variable rates follow prime and can change your payment or amortization.
Doorvia Guides · August 20, 2026
Market update · 2 months ago
Market update: home insurance is getting harder in parts of Ontario
Water damage, older plumbing and wiring, and flood exposure now drive premiums and eligibility more than fire risk.
Doorvia Research · August 19, 2026
Pre-construction · 2 months ago
The disclosure statement: the parts that actually matter
Budget assumptions, rules, exclusive-use areas and future phases are buried in the document you get 10 days to review.
Doorvia Guides · August 18, 2026
Market update · 2 months ago
Barrie market update: the northern edge of GTA commuting
GO train service and Highway 400 make Barrie a commuter market, but its local economy and lake frontage give it its own demand.
Doorvia Research · August 18, 2026
Pre-construction · 2 months ago
Pre-construction in Markham
Markham Centre, Unionville and the Highway 7 corridor lead the city's new-build activity.
Doorvia Guides · August 17, 2026
Buying guide · 2 months ago
Pre-qualified, pre-approved, approved: the three stages explained
Only a full approval on a specific property is a commitment - the earlier stages are estimates with conditions.
Doorvia Guides · August 17, 2026
Pre-construction · 2 months ago
Assignment: selling your pre-construction contract before closing
Assignment is permitted only if your agreement allows it, and developers usually charge a fee and set conditions.
Doorvia Guides · August 15, 2026
Market update · 2 months ago
Kingston market update: institutions keep demand steady
Queen's University, a large hospital network and public-sector employment give Kingston unusually consistent housing demand.
Doorvia Research · August 15, 2026
Pre-construction · 2 months ago
Pre-construction in Richmond Hill
Yonge Street mid-rise and high-rise projects dominate, with transit plans shaping expectations.
Doorvia Guides · August 14, 2026
Buying guide · 2 months ago
Ontario closing costs: the full checklist buyers should budget for
Beyond the down payment, expect land transfer tax, legal fees, adjustments, insurance and moving costs on closing day.
Doorvia Guides · August 14, 2026
Market update · 2 months ago
Market update: purpose-built rental is returning to Ontario cities
After decades of condo-led rental supply, purpose-built apartment construction is growing again - and that matters for tenants.
Doorvia Research · August 13, 2026
Pre-construction · 2 months ago
The tax side of an assignment sale
Assignment profits can be taxed as business income rather than capital gains, and GST/HST may apply to the assignment fee.
Doorvia Guides · August 12, 2026
Market update · 2 months ago
Guelph market update: strong demand, limited land
A university, a resilient local economy and constrained land supply keep Guelph tighter than nearby cities.
Doorvia Research · August 12, 2026
Pre-construction · 2 months ago
Pre-construction in Oakville
Mid-rise condos, towns and new north Oakville communities target move-up and downsizing buyers.
Doorvia Guides · August 11, 2026
Buying guide · 2 months ago
What your real estate lawyer actually does in Ontario
Only a lawyer can close a transaction in Ontario - and the earlier you hire one, the more they can protect you.
Doorvia Guides · August 11, 2026
Pre-construction · 2 months ago
Closing adjustments on a new build: caps are everything
Development charges, levies, utility connections and meter fees are charged to you at closing unless they are capped.
Doorvia Guides · August 9, 2026
Market update · 2 months ago
Durham Region market update: Oshawa, Whitby, Ajax and Pickering compared
Durham's largest municipalities sit on the same commuter corridor but price and behave differently.
Doorvia Research · August 9, 2026
Pre-construction · 2 months ago
Pre-construction in Burlington
Downtown and Aldershot mid-rise projects lead a market with a strong downsizing base.
Doorvia Guides · August 8, 2026
Buying guide · 2 months ago
Title insurance: what it covers and what it does not
Title insurance protects against title defects, fraud and some survey issues - not against physical condition.
Doorvia Guides · August 8, 2026
Market update · 2 months ago
Market update: what MLS listing data can and cannot tell you
Active listing data shows supply and asking prices; knowing its limits keeps you from drawing the wrong conclusion.
Doorvia Research · August 7, 2026
Pre-construction · 2 months ago
The HST new housing rebate on a pre-construction home
If you move in yourself, the rebate is usually built into the price; if you rent it out, you claim it afterward.
Doorvia Guides · August 6, 2026
Market update · 2 months ago
Niagara Region market update: tourism, wine country and retirement demand
St. Catharines, Niagara Falls, Welland and Niagara-on-the-Lake each draw on a different source of demand.
Doorvia Research · August 6, 2026
Pre-construction · 2 months ago
Pre-construction in Milton
One of Ontario's fastest-growing towns, Milton builds mostly freehold houses and towns.
Doorvia Guides · August 5, 2026
Buying guide · 2 months ago
Home inspections: what a good one covers and how to use the report
An inspection is a visual assessment of condition and expected remaining life - not a guarantee or a code inspection.
Doorvia Guides · August 5, 2026
Pre-construction · 2 months ago
Investors: the new residential rental property rebate
Landlords buying new construction pay the HST at closing and recover part of it by application, with a lease as proof.
Doorvia Guides · August 3, 2026
Market update · 2 months ago
Cambridge market update: three historic cores in one city
Galt, Preston and Hespeler still shape how Cambridge homes are priced and what they look like.
Doorvia Research · August 3, 2026
Pre-construction · 2 months ago
Pre-construction in Hamilton
Mid-rise infill downtown and on the mountain, plus new subdivisions in the outer communities.
Doorvia Guides · August 2, 2026
Buying guide · 2 months ago
The condo status certificate: how to read the most important document you will get
A status certificate reveals the corporation's finances, rules, legal disputes and any fee arrears on your unit.
Doorvia Guides · August 2, 2026
Market update · 2 months ago
Market update: why GTA condo supply arrives in waves
Condo completions reflect sales decisions made three to five years earlier, which is why supply and demand rarely line up.
Doorvia Research · August 1, 2026
Pre-construction · 3 months ago
Amendments to the disclosure statement, and what counts as a material change
Developers can change a project, but a material change triggers notice and may give you a right to rescind.
Doorvia Guides · July 31, 2026
Market update · 3 months ago
Vaughan market update: the newest downtown in York Region
Subway access at Vaughan Metropolitan Centre reshaped a suburb built on large detached homes.
Doorvia Research · July 31, 2026
Pre-construction · 3 months ago
Pre-construction in Pickering
Downtown Pickering intensification and Seaton's new communities define the local pipeline.
Doorvia Guides · July 30, 2026
Buying guide · 3 months ago
Condo or freehold: what you are really buying in each case
Freehold means you own the land and every repair; condo means shared ownership, monthly fees and rules.
Doorvia Guides · July 30, 2026
Pre-construction · 3 months ago
Upgrades and finish selections: where the money is worth spending
Structural changes and things you cannot redo later are worth paying for; decorative finishes rarely are.
Doorvia Guides · July 28, 2026
Market update · 3 months ago
Markham market update: employment, schools and steady competition
A major technology employment base and strong school demand keep Markham's freehold market competitive.
Doorvia Research · July 28, 2026
Pre-construction · 3 months ago
Pre-construction in Ajax and Whitby
Mostly freehold and townhome supply, with mid-rise projects appearing near GO stations.
Doorvia Guides · July 27, 2026
Buying guide · 3 months ago
Common element condos and POTL fees, explained
Some freehold townhomes carry a monthly fee for shared roads and amenities through a parcel of tied land.
Doorvia Guides · July 27, 2026
Market update · 3 months ago
Market update: detached homes and condos do not move together
Land-heavy freehold homes and supply-elastic condos respond to different pressures, so citywide averages mislead.
Doorvia Research · July 26, 2026
Pre-construction · 3 months ago
How to read a pre-construction floor plan properly
Furniture on a plan is drawn to sell; measure the real dimensions and check where the walls and windows fall.
Doorvia Guides · July 25, 2026
Market update · 3 months ago
Richmond Hill market update: a mid-York Region balance
Richmond Hill sits between Toronto and the northern GTA, with a mix of large family homes and growing condo supply.
Doorvia Research · July 25, 2026
Pre-construction · 3 months ago
Pre-construction in Oshawa
Lower entry prices, university-driven rental demand and steady subdivision growth.
Doorvia Guides · July 24, 2026
Buying guide · 3 months ago
Conditions in an Ontario offer: which ones matter and why
Financing, inspection and status certificate conditions are your exit ramps - waiving them shifts real risk onto you.
Doorvia Guides · July 24, 2026
Pre-construction · 3 months ago
Choosing your unit: floor, exposure and what a view is worth
Higher floors and better exposures cost more, but podium levels, setbacks and future towers decide the real outcome.
Doorvia Guides · July 22, 2026
Market update · 3 months ago
Oakville market update: lakefront premiums and school-driven demand
Oakville's southern lakefront neighbourhoods and northern subdivisions are effectively two markets.
Doorvia Research · July 22, 2026
Pre-construction · 3 months ago
Pre-construction in Barrie
Waterfront mid-rise projects and new south-end subdivisions serve two different buyers.
Doorvia Guides · July 21, 2026
Buying guide · 3 months ago
Your deposit: how much, when, and what happens to it
The deposit is held in the listing brokerage's trust account and credited toward your purchase price at closing.
Doorvia Guides · July 21, 2026
Market update · 3 months ago
Market update: population growth and housing demand in Ontario
Household formation, not raw population, determines how many homes a region needs.
Doorvia Research · July 20, 2026
Pre-construction · 3 months ago
Parking and lockers: owned, exclusive-use or unavailable
How parking is titled affects resale value, financing and whether you can sell it separately later.
Doorvia Guides · July 19, 2026
Market update · 3 months ago
Burlington market update: between Hamilton and Halton
Burlington benefits from Halton schools, lakefront access and easy reach to both Hamilton and the western GTA.
Doorvia Research · July 19, 2026
Pre-construction · 3 months ago
Pre-construction in Newmarket and Aurora
Limited land means mostly infill mid-rise and townhome projects in these established York Region towns.
Doorvia Guides · July 18, 2026
Buying guide · 3 months ago
Multiple offers in Ontario: how open bidding works under TRESA
Since TRESA took effect, a seller may choose to disclose the details of competing offers if all offerors agree.
Doorvia Guides · July 18, 2026
Pre-construction · 3 months ago
Why first-year condo fees usually go up
The developer's initial budget is a projection; the corporation's second-year budget reflects actual costs.
Doorvia Guides · July 16, 2026
Market update · 3 months ago
Sudbury market update: mining, healthcare and lake living
Northern Ontario's largest city runs on mining and supply-chain employment, with hundreds of lakes shaping its neighbourhoods.
Doorvia Research · July 16, 2026
Pre-construction · 3 months ago
Pre-construction in Kitchener
Downtown high-rise projects follow the ION light-rail line and the region's tech employment.
Doorvia Guides · July 15, 2026
Buying guide · 3 months ago
Buyer agreements in Ontario: what you sign and what it commits you to
A written buyer agreement sets out the term, the geography, the commission and the services you are entitled to.
Doorvia Guides · July 15, 2026
Market update · 3 months ago
Market update: reading days on market the right way
Days on market is one of the most useful signals in a listing - and one of the easiest to misread.
Doorvia Research · July 14, 2026
Pre-construction · 3 months ago
Will the project get built? How to judge a launch
Construction financing depends on hitting a sales threshold, so a project's early sales pace matters to you.
Doorvia Guides · July 13, 2026
Market update · 3 months ago
Thunder Bay market update: a regional hub on Lake Superior
Health care, education, forestry and port activity anchor Thunder Bay's housing demand.
Doorvia Research · July 13, 2026
Pre-construction · 3 months ago
Pre-construction in Waterloo
Purpose-built student housing and uptown mid-rise projects are two different investments.
Doorvia Guides · July 12, 2026
Buying guide · 3 months ago
Designated representation: who at the brokerage is on your side
Ontario now allows a brokerage to designate specific agents to represent each client, changing how conflicts are handled.
Doorvia Guides · July 12, 2026
Pre-construction · 3 months ago
If a pre-construction project is cancelled
Deposits carry statutory protection with limits, but you will not be compensated for the market you missed.
Doorvia Guides · July 10, 2026
Market update · 3 months ago
Peterborough market update: lakes, students and retirees
Trent University, Fleming College and Kawartha cottage country shape a market with three distinct buyer groups.
Doorvia Research · July 10, 2026
Pre-construction · 3 months ago
Pre-construction in Cambridge
Mid-rise infill near the historic cores and family subdivisions along the 401 corridor.
Doorvia Guides · July 9, 2026
Buying guide · 3 months ago
RECO, consumer deposit protection and how complaints work
Ontario real estate agents are registered with RECO, which handles complaints and administers deposit insurance.
Doorvia Guides · July 9, 2026
Market update · 3 months ago
Market update: using price per square foot without fooling yourself
It is the fastest way to compare two similar homes and the easiest metric to misapply across property types.
Doorvia Research · July 8, 2026
Pre-construction · 3 months ago
Financing a pre-construction purchase years in advance
No lender guarantees a mortgage rate for three years, so your approval is confirmed close to final closing.
Doorvia Guides · July 7, 2026
Market update · 3 months ago
Kawartha Lakes market update: cottage country becomes year-round
More buyers are converting seasonal properties into permanent homes, which changes what matters in a purchase.
Doorvia Research · July 7, 2026
Pre-construction · 3 months ago
Pre-construction in Guelph
Constrained land and strong demand mean fewer, smaller projects that sell to local buyers.
Doorvia Guides · July 6, 2026
Buying guide · 3 months ago
Amortization and payment frequency: small choices, large numbers
Accelerated biweekly payments add one extra monthly payment a year and can cut years off your mortgage.
Doorvia Guides · July 6, 2026
Pre-construction · 3 months ago
What happens if the appraisal comes in low at final closing
Lenders finance a percentage of appraised value, so a shortfall becomes cash you must bring on closing day.
Doorvia Guides · July 4, 2026
Market update · 3 months ago
Muskoka market update: how waterfront pricing really works
Frontage, exposure, water depth and lake identity drive Muskoka values far more than square footage.
Doorvia Research · July 4, 2026
Pre-construction · 3 months ago
Pre-construction in London
Steady subdivision growth in the north and south, with mid-rise and student-oriented projects downtown.
Doorvia Guides · July 3, 2026
Buying guide · 3 months ago
Porting, assuming and breaking a mortgage
Porting moves your existing rate to a new home; assuming means taking over the seller's mortgage.
Doorvia Guides · July 3, 2026
Market update · 3 months ago
Market update: what changes when you buy in a small Ontario town
Fewer listings, thinner comparables, and services like wells and septic systems change how you evaluate a purchase.
Doorvia Research · July 2, 2026
Pre-construction · 4 months ago
Registration and the turnover meeting: when owners take control
After registration, the developer must call a turnover meeting so owners can elect their own board.
Doorvia Guides · July 1, 2026
Market update · 4 months ago
Collingwood and Blue Mountains market update: a four-season recreation market
Ski hills, Georgian Bay and a growing year-round population create a market with strong seasonality.
Doorvia Research · July 1, 2026
Pre-construction · 4 months ago
Pre-construction in Windsor and Essex County
New investment in the region has increased building activity, mostly houses and low-rise projects.
Doorvia Guides · June 30, 2026
Buying guide · 4 months ago
How your credit affects your mortgage approval
Lenders look at score, utilisation, history length and recent applications - not just the number.
Doorvia Guides · June 30, 2026
Pre-construction · 4 months ago
Buying a new freehold house versus a new condo
New houses close once and start your mortgage immediately; new condos add interim occupancy and two closings.
Doorvia Guides · June 28, 2026
Market update · 4 months ago
St. Catharines market update: Niagara's regional centre
Brock University, healthcare employment and Hamilton-area commuting support demand in Niagara's largest city.
Doorvia Research · June 28, 2026
Pre-construction · 4 months ago
Pre-construction in Ottawa
Ottawa builds more low-rise and townhome product than any comparable Ontario city, plus O-Train infill.
Doorvia Guides · June 27, 2026
Buying guide · 4 months ago
Buying a home when you are self-employed
Expect deeper documentation, and remember that writing off income lowers what a lender will use to qualify you.
Doorvia Guides · June 27, 2026
Pre-construction · 4 months ago
Platinum, VIP and public launch: what the sales stages mean
Early access can bring better floor plans and incentives, but the advantage is usually selection rather than price.
Doorvia Guides · June 25, 2026
Market update · 4 months ago
Rental market update: what Ontario tenants and landlords are dealing with
Rent control coverage, guideline increases and vacancy decontrol shape almost every Ontario rental decision.
Doorvia Research · June 25, 2026
Pre-construction · 4 months ago
Pre-construction in Niagara: St. Catharines, Niagara Falls and beyond
GO expansion, tourism and retirement demand drive a mix of mid-rise, townhome and resort-style projects.
Doorvia Guides · June 24, 2026
Buying guide · 4 months ago
Buying your first Ontario home as a newcomer to Canada
Newcomer mortgage programs exist, but you should also understand the non-resident speculation tax rules.
Doorvia Guides · June 24, 2026
Pre-construction · 4 months ago
Can you rent out your unit during interim occupancy?
Only if your agreement grants the right to lease during occupancy, and the developer usually charges for it.
Doorvia Guides · June 22, 2026
Pre-construction · 4 months ago
Pre-construction in Kingston
Student housing, mid-rise infill and west-end subdivisions make up a small but steady pipeline.
Doorvia Guides · June 21, 2026
Buying guide · 4 months ago
Gifted down payments: what lenders need to see
A gift from an immediate family member is acceptable to most lenders, with a signed gift letter and proof of deposit.
Doorvia Guides · June 21, 2026
Pre-construction · 4 months ago
Pre-construction in recreation markets: Collingwood, Muskoka and Georgian Bay
Resort-style condos and chalet communities carry rental rules, seasonality and different financing.
Doorvia Guides · June 18, 2026
Buying guide · 4 months ago
How you hold title matters: joint tenancy versus tenants in common
Joint tenancy carries a right of survivorship; tenants in common lets each owner hold and leave a defined share.
Doorvia Guides · June 18, 2026
Buying guide · 4 months ago
Do you need a survey if you have title insurance?
Title insurance covers many boundary problems financially; only a current survey shows you exactly where the line is.
Doorvia Guides · June 15, 2026
Buying guide · 4 months ago
The statement of adjustments: your real closing-day number
Prepaid property taxes, utilities and fuel are prorated on closing, which changes the final amount you wire.
Doorvia Guides · June 13, 2026
Buying guide · 4 months ago
HST on homes: when it applies and when it does not
Resale homes are generally exempt from HST; new construction is not, though rebates often reduce the amount.
Doorvia Guides · June 11, 2026
Buying guide · 4 months ago
Buying rural: how to check a well and septic system properly
Water quantity, water quality and septic capacity are separate tests, and none of them are part of a standard inspection.
Doorvia Guides · June 9, 2026
Buying guide · 4 months ago
Buying a heritage-designated home in Ontario
Designation under the Ontario Heritage Act can restrict alterations and demolition, and permits take time.
Doorvia Guides · June 7, 2026
Buying guide · 4 months ago
Flood risk, floodplains and conservation authority rules
If a property sits in a regulated area, building, grading and even a deck can require a conservation authority permit.
Doorvia Guides · June 5, 2026
Buying guide · 4 months ago
Oil tanks, knob-and-tube and aluminium wiring: the insurance red flags
Certain older systems can make a home difficult or costly to insure, which can also block your financing.
Doorvia Guides · June 3, 2026
Buying guide · 5 months ago
Former grow-ops and stigmatized properties: what to check
Remediation quality, mould, electrical bypasses and insurability matter more than the label itself.
Doorvia Guides · June 1, 2026
Buying guide · 5 months ago
Land lease and leasehold homes: cheaper up front, different later
You own the home but rent the land, so financing, fees and resale all behave differently from freehold.
Doorvia Guides · May 30, 2026
Buying guide · 5 months ago
Co-ops, co-ownerships and condos: three different things
In a co-op you own shares, not real property, which changes financing, approvals and resale.
Doorvia Guides · May 28, 2026
Buying guide · 5 months ago
Buying a duplex or small multiplex in Ontario
Legality, fire separation and existing tenancies matter more to your outcome than the advertised rent roll.
Doorvia Guides · May 26, 2026
Buying guide · 5 months ago
Buying a home that has tenants in it
Ontario tenancies survive the sale, and the rules for a purchaser moving in are specific.
Doorvia Guides · May 24, 2026
Buying guide · 5 months ago
Buying and selling at the same time: bridge financing explained
Bridge financing covers the gap when your purchase closes before your sale, and it requires a firm sale.
Doorvia Guides · May 22, 2026
Buying guide · 5 months ago
Mortgage renewal: why you should shop before you sign
Renewal letters rarely start at the lender's best rate, and straight switches have become simpler.
Doorvia Guides · May 20, 2026
Buying guide · 5 months ago
Where your down payment can come from
Savings, registered accounts, gifts, investments and equity all work - but each needs a paper trail.
Doorvia Guides · May 18, 2026
Buying guide · 5 months ago
City or suburb: how to compare a 416 home with a 905 home honestly
Compare total monthly cost including commuting, land transfer tax and a second car - not just purchase price.
Doorvia Guides · May 16, 2026
Buying guide · 5 months ago
What to look at during a showing - and what to ignore
Staging is temporary. Water, structure, windows, electrical and layout are the things you cannot change cheaply.
Doorvia Guides · May 14, 2026
Buying guide · 5 months ago
Twelve questions to ask before buying in a condo building
Reserve fund health, planned work, rental rules and utility arrangements decide whether a suite is a good buy.
Doorvia Guides · May 12, 2026
Buying guide · 5 months ago
Buying for schools without getting it wrong
Boundaries change, listing copy is not authoritative, and enrolment caps can override the map.
Doorvia Guides · May 10, 2026
Buying guide · 5 months ago
How to negotiate after an inspection finds problems
Separate safety and structure from maintenance and cosmetics, then ask for the smallest number of specific things.
Doorvia Guides · May 8, 2026
Buying guide · 5 months ago
Closing day, step by step
Funds move between lawyers, the transfer registers electronically, and keys are released once registration completes.
Doorvia Guides · May 6, 2026
Buying guide · 5 months ago
Your two-week moving checklist for an Ontario home
Utilities, address changes, insurance and elevator bookings all have lead times that catch people out.
Doorvia Guides · May 4, 2026
Buying guide · 6 months ago
How much home you can afford: the numbers lenders actually use
Lenders test your gross debt service and total debt service ratios against your income and existing debts.
Doorvia Guides · May 2, 2026
Buying guide · 6 months ago
Rent or buy: doing the math instead of the argument
Compare unrecoverable costs on both sides - rent versus interest, taxes, fees and maintenance.
Doorvia Guides · April 30, 2026
Buying guide · 6 months ago
How to buy well when the market is slow
More inventory means conditions, second showings and negotiation come back - use all three.
Doorvia Guides · April 28, 2026
Buying guide · 6 months ago
Power of sale and estate sales: what is different
Expect no warranties, limited disclosure, unusual clauses and sometimes no vacant-possession certainty.
Doorvia Guides · April 26, 2026
Buying guide · 6 months ago
Rent-to-own in Ontario: read this before you sign
These arrangements are contracts, not a regulated program, and your option payments are usually not refundable.
Doorvia Guides · April 24, 2026
Buying guide · 6 months ago
Buying a second property or cottage: what changes
Down payment requirements, insurance, seasonal access and capital gains treatment all differ from a principal residence.
Doorvia Guides · April 22, 2026
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